Pay with Synchrony / Fortiva
Synchrony / Fortiva
Synchrony financing lets you pay over time with promotional financing options on qualifying purchases, making it easier to get the bike and gear you want now.
If you’re not approved through Synchrony, you may be offered Fortiva as a secondary financing option—giving more customers access to flexible payment solutions.
A flexible way to pay over time.
Synchrony financing lets you split your purchase into manageable monthly payments, often with promotional options like no interest if paid in full within the promotional period.
When selected, you’ll complete a quick application and receive a decision in seconds. If approved, you can choose your financing option and complete your purchase.
If not approved for Synchrony, you may be presented with Fortiva as an alternative option to continue your purchase.
Why customers choose Synchrony & Fortiva:
- Flexible monthly payment options
- Promotional financing available on qualifying purchases
- Quick application with fast decisioning
- Second-look financing with Fortiva for more approvals
Frequently Asked Questions
What is Synchrony?
What is Synchrony?
Synchrony is a financing option that allows you to pay for your purchase over time with monthly payments, often including promotional financing offers.
What is Fortiva?
What is Fortiva?
Fortiva is a secondary financing option that may be offered if you’re not approved for Synchrony. It helps provide access to credit for more customers.
Do I need to apply to use financing?
Do I need to apply to use financing?
Yes. You’ll need to complete a quick application during checkout to see if you’re approved.
How do I pay with Google Pay on Bikemart.com?
How do I pay with Google Pay on Bikemart.com?
- Add items to your cart
- Click Checkout
- Select Synchrony Financing
- Complete the application
- Complete your order
If not approved, you may be given the option to continue with Fortiva.
What financing options are available?
What financing options are available?
Synchrony provides the following finance options
- 6 month on purchases over $200
- 12 months on purchases over $1000
Additional financing terms may be available during limited times.
Is Synchrony and Fortiva safe to use?
Is Synchrony and Fortiva safe to use?
Yes. Both Synchrony and Fortiva use secure systems to protect your personal and financial information.
Can I change my order after paying with Synchrony or Fortiva?
Can I change my order after paying with Synchrony or Fortiva?
Once an order is submitted, it enters processing. If you need help:
- Contact Bike Mart as soon as possible
- Order changes are not guaranteed once payment is completed.
When will I be charged?
When will I be charged?
Your selected payment method is charged during order processing, which is typically within 2–6 hours during business hours.
How do refunds work for Google Pay orders?
How do refunds work for Google Pay orders?
Refunds are issued back to Synchrony / Fortiva account.
Once processed, refunds typically post within 3–5 business days.
Can I use Synchrony / Fortiva for in-store pickup?
Can I use Synchrony / Fortiva for in-store pickup?
Yes. Synchrony / Fortiva can be used for Buy Online, Pick Up In-Store (BOPIS) orders. Pickup policies and ID requirements still apply.
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