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Synchrony Freedom to Ride Financing

Zero Interest means zero interest..

Enjoy absolutely no interest if you pay off your bike within the promotional period. No hidden fees or surprises—just straightforward, honest financing. It’s like borrowing from a friend who never charges interest, as long as you repay them on time. Get the bike you’ve been dreaming of and keep your budget on track with zero interest financing—because we believe in happy wallets and even happier riders!


TERM LENGTH


6 MONTH

Orders valued between $200-999.99*


12 MONTH

Orders valued over $1000*

How It Works

In three easy steps, we'll have you ready to ride.

1

Apply for Synchrony

Fill out the secure online application and you'll get an instant credit decision. Prequalifying won't affect your credit score. 

Browse online or any of our 6 retail locations to find the right bike for you.

2

Use Instore or Online

Go into one of 6 retail locations and let the associate know that you want to use Synchrony as your form of payment for your purchase.

If you are purchasing online, Use the Contact a Specialist forum to get in touch with a Bike Mart associate.

3

Pay Over Time

We will get your bike ready to ride or box it up to ship it to your door!

Convenient monthly payment terms so you can finance with confidence.

Card Benefits

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No Annual Fee

No annual fee and $0 fraud liability

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Get Moving

Dedicated credit limit for your future adventure needs.

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Convenience

Convenient monthly payments and online account management

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No Credit Hits

Synchrony Prequalify only performs a soft credit check, which won't affect your credit score.

Freedom to Ride Financing Card

Prequalify or Apply Now

Choose to prequalify without impacting your credit bureau score or apply directly.