Skip to main content
Synchrony Freedom to Ride Financing

0% *INTEREST IF PAID IN FULL WITHIN 12 MONTHS

*SEE DETAILS BELOW

Ready to ride? We’ve got you covered with the bike of your dreams, all while keeping your wallet happy. Teaming up with top industry brands, we bring you the newest and best bikes. Our flexible financing options from Synchrony make it a breeze to pay at your own pace. Jump on our financing offers today and find out what we mean by "Life is better on a bike!"

How It Works

In three easy steps, we'll have you ready to ride.

1

Apply for Synchrony

Fill out the secure online application and you'll get an instant credit decision. Prequalifying won't affect your credit score. 

Browse online or any of our 6 retail locations to find the right bike for you.

Apply Now
2

Use Instore or Online

Go into one of 6 retail locations and let the associate know that you want to use Synchrony as your form of payment for your purchase.

If you are purchasing online, Use the Contact a Specialist forum to get in touch with a Bike Mart associate.

3

Pay Over Time

We will get your bike ready to ride or box it up to ship it to your door!

Convenient monthly payment terms so you can finance with confidence.

TERM LENGTH


6 MONTH

*ORDER VALUE MUST BE BETWEEN $200-999.99


12 MONTH

*ORDER VALUE MUST BE MORE THAN $1000

Card Benefits

Calendar icon

No Annual Fee1

No annual fee1 and $0 fraud liability

Bicycle icon

Get Moving

Dedicated credit limit for your future adventure needs.

Clipboard icon

Convenience

Convenient monthly payments and online account management

Credit card icon

Synchrony HOME Network

Be a part of Synchrony’s HOME Network, accepted at thousands of locations nationwide.

Freedom to Ride Financing Card

Prequalify or Apply Now

Choose to prequalify without impacting your credit bureau score or apply directly.

Freedom to Ride Credit Card Program Details

Easy. Convenient. Secure.

*Subject to credit approval
1New Account APR is 29.99%. Minimum Interest Charge is $2.

*No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.